When in business it is your responsibility to know your job and to do it well.  You do not have to be an expert on every aspect of that business, but you must make sure you surround yourself with people who are.  And that’s what Richard and the team at Northco are to us. He ensures we do not have to worry about the insurance side and he is only a phone call away to answer any query I might have. I have peace of mind with Richard and that is worth a lot.