I did not realise the value of having a good insurance broker until we were introduced to Richard from Northco.  We have quite a large and varied insurance portfolio, business and personal.  Richard has made the whole process so easy from day one. We have absolute confidence in his recommendations and know that we are never over or underinsured.  He constantly looks at our changing circumstances and what new insurance products are coming to the market and makes sure we have the best fit for us.